Best SR-22 Insurance Companies (2026)
We've researched and compared the top insurance companies that offer SR-22 filings. Find the best fit for your situation.
Progressive
Best Overall for SR-22
avg. monthly
Progressive is widely regarded as one of the best insurers for SR-22 filings. They specialize in high-risk drivers and offer competitive rates. Their online tools make it easy to get a quote and file your SR-22 quickly.
Pros
- Competitive rates for high-risk drivers
- Same-day SR-22 filing
- Easy online quote process
- Name Your Price tool
Cons
- Rates can increase at renewal
- Customer service wait times
GEICO
Best for Bundling Discounts
avg. monthly
GEICO offers competitive SR-22 insurance rates with excellent discount opportunities. Their efficient filing process and strong customer service make them a popular choice for drivers needing SR-22 coverage.
Pros
- Strong discount programs
- 24/7 customer service
- User-friendly mobile app
- Fast electronic filing
Cons
- May not be cheapest for all profiles
- Limited local agent availability
State Farm
Best for Local Agent Support
avg. monthly
State Farm's extensive network of local agents provides personalized support for SR-22 filers. While rates may be slightly higher, the hands-on guidance through the process is valuable for many drivers.
Pros
- Extensive agent network
- Personalized service
- Strong financial stability
- Multiple coverage options
Cons
- Slightly higher rates
- Filing may take longer than online-only insurers
Nationwide
Best for Good Credit Scores
avg. monthly
Nationwide offers competitive SR-22 rates, especially for drivers with good credit scores. Their unique programs like vanishing deductibles can help reduce costs over time.
Pros
- Competitive rates with good credit
- Vanishing deductible program
- On Your Side review
- Strong financial ratings
Cons
- Not available in all states
- Rates higher for poor credit
The General
Best for Very High-Risk Drivers
avg. monthly
The General specializes in high-risk auto insurance and is known for accepting drivers that other companies turn away. If you've been denied SR-22 coverage elsewhere, The General is worth checking.
Pros
- Accepts almost all drivers
- Very fast quotes
- Low down payments
- No credit check required
Cons
- Limited coverage options
- Higher rates for some profiles
- Fewer discounts
Dairyland
Best Budget SR-22 Option
avg. monthly
Dairyland (a Sentry Insurance company) is known for offering some of the most affordable SR-22 insurance rates. They specialize in non-standard auto insurance and make the filing process straightforward.
Pros
- Among the lowest SR-22 rates
- Flexible payment options
- Quick online filing
- Specializes in non-standard auto
Cons
- Limited coverage options
- Smaller company
- Online-only in some areas