FL
SR-22 Insurance in Florida
FR-44 for DUIFlorida requires FR-44 (higher limits) for DUI convictions, not standard SR-22.
Filing Period
3 years
Filing Fee
$15–25
Avg. Monthly
$180–420
E-Filing
Available
Florida Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $10,000 |
| Bodily Injury (per accident) | $20,000 |
| Property Damage | $10,000 |
When Is SR-22 Required in Florida?
DUI/DWI (FR-44)
Driving without insurance
At-fault accidents
License suspension
How to Get SR-22 in Florida
- Contact your insurance company or find an SR-22-friendly insurer in Florida.
- Purchase a policy meeting Florida's minimum coverage requirements ($10,000/$20,000/$10,000).
- Request your insurer file the SR-22 with the Florida DMV (electronic filing available).
- Pay any reinstatement fees and wait for DMV confirmation.
- Maintain continuous coverage for 3 years.