IA
SR-22 Insurance in Iowa
Iowa has a shorter 2-year SR-22 filing period.
Filing Period
2 years
Filing Fee
$15–25
Avg. Monthly
$130–310
E-Filing
Available
Iowa Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $20,000 |
| Bodily Injury (per accident) | $40,000 |
| Property Damage | $15,000 |
When Is SR-22 Required in Iowa?
DUI/DWI
Driving without insurance
Excessive violations
How to Get SR-22 in Iowa
- Contact your insurance company or find an SR-22-friendly insurer in Iowa.
- Purchase a policy meeting Iowa's minimum coverage requirements ($20,000/$40,000/$15,000).
- Request your insurer file the SR-22 with the Iowa DMV (electronic filing available).
- Pay any reinstatement fees and wait for DMV confirmation.
- Maintain continuous coverage for 2 years.