MO
SR-22 Insurance in Missouri
Missouri DOR manages SR-22 filing requirements.
Filing Period
3 years
Filing Fee
$15–25
Avg. Monthly
$145–340
E-Filing
Available
Missouri Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $25,000 |
| Bodily Injury (per accident) | $50,000 |
| Property Damage | $25,000 |
When Is SR-22 Required in Missouri?
DUI/DWI
Driving without insurance
Excessive violations
At-fault accidents
How to Get SR-22 in Missouri
- Contact your insurance company or find an SR-22-friendly insurer in Missouri.
- Purchase a policy meeting Missouri's minimum coverage requirements ($25,000/$50,000/$25,000).
- Request your insurer file the SR-22 with the Missouri DMV (electronic filing available).
- Pay any reinstatement fees and wait for DMV confirmation.
- Maintain continuous coverage for 3 years.