NJ
SR-22 Insurance in New Jersey
New Jersey MVC processes SR-22 filings.
Filing Period
3 years
Filing Fee
$15–25
Avg. Monthly
$180–420
E-Filing
Available
New Jersey Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $15,000 |
| Bodily Injury (per accident) | $30,000 |
| Property Damage | $5,000 |
When Is SR-22 Required in New Jersey?
DUI/DWI
Driving without insurance
Excessive violations
How to Get SR-22 in New Jersey
- Contact your insurance company or find an SR-22-friendly insurer in New Jersey.
- Purchase a policy meeting New Jersey's minimum coverage requirements ($15,000/$30,000/$5,000).
- Request your insurer file the SR-22 with the New Jersey DMV (electronic filing available).
- Pay any reinstatement fees and wait for DMV confirmation.
- Maintain continuous coverage for 3 years.